tracybeckercreditexpert:

On Wednesday, Rep. Maxine Waters will introduce the proposed Fair Credit Reporting Improvement Act of 2014. The Fair Credit Reporting Act (FCRA) is a 44 year old consumer protection law that regulates consumer credit, and Waters has proposed many new changes of which some are quite preposterous.

Important information regarding the Fair Credit Reporting Act


Very interesting credit industry news:


I am sure everyone has seen the commercials advertising Credit Karma.  As a credit consultant I have criticized Credit Karma ever since they launched because they only provided scores, but no reports, and their business model was to up-sale their customers with various banking and financial products that are not always beneficial or useful to people whose goal is to repair and improve their credit and debt standing. (I wrote a blog post on it at upgrademycredit.com)

However, today, Credit Karma will start offering free credit reports from all three bureaus. They will STILL try to up-sell to non-paying members, and keep pushing their paid member service, which will be, like most other services out there, ad-free.

I still don’t recommend Credit Karma to my clients, but admittedly, it is a move in a better direction.

Contact us:  UpgradeMyCredit.com  817-886-0302 

Teaching my credit 101 class to a group of new realtors in Plano,  Texas (north of Dallas). #upgrademycredit #DFW #realestate #twitter

Teaching my credit 101 class to a group of new realtors in Plano, Texas (north of Dallas). #upgrademycredit #DFW #realestate #twitter

I hope you are enjoying your spring so far! It’s cloudy here, but we need the rain.#spring #flowers #rain▼ Reshared Post From Anna Valova ▼Narcis #hqspmacro  #hqspflowers  #flowers  #bellesphotos  #flowerphotography  #flowerpower  #flowercolors   #btpflowerpro  #btpmacropro  #macrophotography  +HQSP Macro +HQSP Flowers +Belles photos +//flower colors// +BTP Flower Pro +BTP Macro Pro +FLOWER POWER +Flower photoshttp://click-to-read-mo.re/p/6ySF

I hope you are enjoying your spring so far!

It’s cloudy here, but we need the rain.

#spring #flowers #rain

▼ Reshared Post From Anna Valova ▼

Narcis
#hqspmacro #hqspflowers #flowers #bellesphotos
#flowerphotography #flowerpower #flowercolors  
#btpflowerpro #btpmacropro #macrophotography  
+HQSP Macro +HQSP Flowers +Belles photos +//flower colors// 
+BTP Flower Pro +BTP Macro Pro +FLOWER POWER +Flower photos

http://click-to-read-mo.re/p/6ySF

New era in our family’s summer cooking.

Mark the date. My first outdoor grill ever! I have grilled, of course, over the years. I AM a Texan! However, this is the first time I have owned my own.

Published via Pressgram

Are you a “Frame”r or a “Polisher”?

I’m a Framer and have always done better when coupled with a Polisher in my life. Read on to see which you are……

#sethgodin   #blogsworthfollowing  #tl #tr

▼ Reshared Post From Karen Highland ▼

My husband +Chris Highland  is the framer, I’m the polisher. Nice to know my team has both sides covered! #sethgodin   #businesstip

http://click-to-read-mo.re/p/5IBb

After Bankruptcy: 

Did you know that after a bankruptcy that the reporting agencies cannot continue to report the items included in the BK as usual? They are not allowed to show the payment history, balances, or any derogatory information about the account. It should only say Account Name, Account Number, Comments: “Included In Bankruptcy” If it says anything else, it qualifies to be audited and customers usually get a settlement check from the Bank. 

  #creditreports   #bankruptcy   #creditrepairwithblair  Upgrade My Credit

http://click-to-read-mo.re/p/5BAC

Does your homebuyer have a crush? Good article showing how people respond to finding a home they “love”#buyingahome #realestate #valentines▼ Reshared Post From Bocazo.com - Elias Nathaniel ▼St. Valentine’s Influence on HomebuyersRealtor.com conducted a survey that shows that 69% of homebuyers fall head-over-heals or get a crush over a home they have visited. The statistics also show some key differences between men and women:1. 41% of women get a crush over a home that is out of their price range, while only 30% of men get the same feeling.2. 36% of men reported that they get a new home crush every week. However, only 29% of women are likely to experience weekly crushes.3. 54% of women and 46% of men say that outdoor living spaces such as backyards, patios and decks are the mostly likely features that would give them a crush over a home.Do these statistics really reflect the real world? I am a little doubtful!For real estate information and statistics on over 27,000 cities throughout the U.S., visit http://Bocazo.com#realestate  #housing   #homebuyers Image courtesy of David Castillo Dominici / FreeDigitalPhotos.nethttp://click-to-read-mo.re/p/5qnJ

Does your homebuyer have a crush?

Good article showing how people respond to finding a home they “love”


#buyingahome #realestate #valentines

▼ Reshared Post From Bocazo.com - Elias Nathaniel ▼

St. Valentine’s Influence on Homebuyers

Realtor.com conducted a survey that shows that 69% of homebuyers fall head-over-heals or get a crush over a home they have visited. The statistics also show some key differences between men and women:

1. 41% of women get a crush over a home that is out of their price range, while only 30% of men get the same feeling.
2. 36% of men reported that they get a new home crush every week. However, only 29% of women are likely to experience weekly crushes.
3. 54% of women and 46% of men say that outdoor living spaces such as backyards, patios and decks are the mostly likely features that would give them a crush over a home.

Do these statistics really reflect the real world? I am a little doubtful!

For real estate information and statistics on over 27,000 cities throughout the U.S., visit http://Bocazo.com

#realestate #housing #homebuyers

Image courtesy of David Castillo Dominici / FreeDigitalPhotos.net

http://click-to-read-mo.re/p/5qnJ

Tags: Credit cards

Credit tip: Did you know that after a bankruptcy that the reporting agencies cannot continue to report the items included in the BK?

http://click-to-read-mo.re/p/5aAo